In the ever-changing landscape of UK immigration law, the spouse visa financial requirements have undergone a significant update. As of Spring 2024, the minimum gross annual income requirement for applicants and their UK-based partners will see a notable increase, impacting families across the nation.

The current financial threshold:

Historically, the spouse visa application mandated that the combined income of the applicant and the UK-based partner must meet or exceed £18,600 annually. This threshold was set to ensure that the couple could maintain a sufficient standard of living without recourse to public funds.

Impending increases:

Initially, in Spring 2024, the threshold will rise to £29,000. Subsequently, it is set to increase to £34,500 before eventually reaching £38,700. For families with children, the financial stakes are higher. An additional £3,800 per annum is required for the first child and £2,400 for each subsequent child. For instance, a family with two dependent children must demonstrate a minimum income of £24,800, and with three children, £27,200.

Permissible income sources:

When evaluating financial capability, the Home Office considers specific income sources. These include:

• Employment or self-employment income of the applicant and/or partner.
• Pensions received by either the applicant or partner.
• Maternity allowances or bereavement benefits for the partner in the UK.
• Any other specified income and/or savings of the applicant and/or partner.

Exemptions for certain sponsors: Exemptions from meeting the financial requirement exist for sponsors receiving specific benefits:

• Disability Living Allowance
• Severe Disablement Allowance
• Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme
• Mobility Supplement, Constant Attendance Allowance, or War Disablement Pension under the War Pensions Scheme
• Police Injury Pension
• Industrial injury disablement benefit
• Attendance Allowance
• Carers’ Allowance

These exemptions aim to support individuals with disabilities or those in special circumstances, ensuring they are not unduly penalized in their pursuit of family unity.

Implications for Applicants and Families

The escalating financial requirements present a significant consideration for those planning to apply for a spouse visa. It underscores the need for careful financial planning and an understanding of the eligibility criteria. For families, especially those with children, the increased threshold could pose challenges, requiring them to reassess their financial readiness.Given the complexities and implications of these changes, it is advisable for potential applicants to seek guidance from experienced immigration solicitors. Professionals in the field can offer tailored advice, helping applicants to ensure compliance with the new financial requirements.Get in touch: For a comprehensive understanding of your options or queries on UK immigration matters, contact GigaLegal Solicitors at 02074067654 or click here to book a no-obligation consultation with an immigration expert.